If you sell your Tampa Bay home, you have more options for where to land than you may realize. After 43+ years guiding sellers through the next-home decision, our team can share the choices worth considering.
1. Stay in Florida and use portability
SOH portability lets you transfer up to $500,000 of accumulated tax savings to your next Florida home. For long-term homeowners, this often means staying in Florida is far cheaper than relocating out.
2. Downsize within your current submarket
Keep your network, community, doctors, and friends. Smaller home, less maintenance, lower utilities, possible cash from equity.
3. Upsize for life changes
Growing family, multigenerational living, dedicated workspace. Use your equity as a larger down payment.
4. New construction
Lower maintenance for the first 5–10 years, builder warranties, modern systems. Tampa Bay submarkets with active new construction include parts of Pasco, Manatee, and Charlotte.
5. Buy with cash and skip the mortgage
If your equity covers a smaller home, eliminating the mortgage entirely changes the financial picture.
The bottom line
You have more options than “same kind of home, different address.” Our team is happy to discuss what fits your stage of life.